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Make It Possible: Paying For College Without Loans

Do you think debt-free graduation is possible for a student? Why do the majority of students use loans to pay for their entire degree? I don’t think you’ve always dreamed of ending up your education with a huge debt.

It doesn’t give you a promised feeling of freedom, after all. I can prove you that it is possible to pay your way through college and to earn your degree debt free.

Best tips for college students

Is-Debt-Free-Education-Possible

  1. Start saving in High School

Credible education is not cheap. If you want to make it without student loans or parents’ money, start as soon as possible. Beside classes, hobbies and social life, I believe you have enough free time to find a part-time job. High School life is much easier than College life, so you better start now. Even 10-16 working hours a week will tremendously fill your savings account.

  1. Look for a dual enrollment program

It is an extremely good tip for those who’re still at High School. Find out if your local college has such a program. By adding a couple of extra classes and tests you save much more time and money. Let me explain. This program allows you to get college credits while you’re at school (you save time). Moreover, as a rule, you don’t have to pay for them, or at least the program is low-priced (you save money). You must agree that this trick contributes to paying your way through college.

  1. Skip a year

Don’t listen to people who insist on entering college immediately after school graduation.  For people without savings, it’s a losing option. Spend a year earning money for your education. This will change everything. I don’t want to seem unfounded, so just consider this: 40 working hours a week, with $10-$12 per hour, will give you $20,800 – $24,960 in one year. Not bad for the college loan in the amount of $37,172, yes?

  1. Try a Junior college

It steals your time, I agree. Yet, it saves your money. Junior college or community college costs less than a public state university. That is obvious. The main benefit for you is hidden in classes you take. Most likely, whatever college you choose, first two years you’ll have general type classes. You don’t have to pay more if you can attend them at a local college with fewer students in a group.

  1. Find a job while in college

The key to debt-free education is hard work. Organize your time wisely, give up some luxury and keep working. Again, it’s simple math: if you work at least 40 hours every week you have $21,840 per year. With your previous savings, it’s enough to cover your education and living costs.

  1. Learn to organize your budget

If you want to succeed in saving money in college, learn to count your incomes and expenses. In this way, you will be able to analyze the amount of money you possess. Be wise and create your budget. This will help to avoid extra outgoings and control your earnings.

Good Luck!