Baby Boomers

Baby boomers are perceived as people that were born during the period between 1946 and 1964. This period was the Post-World War II baby boom. Commonly, baby boomers are connected to rejection and traditional values. In certain countries such as Europe, the baby boomers receive particular privileges such as government funding in post-war housing, growing wealth, and education. The baby boomers group is wealthy and significantly active. The baby boomers occupy a large percentage in the workforce. Certain people suggest that the baby boomers are the economy of the country. The significant economic improvements are highly contributed by the significant earning and spending years of the baby boomers. In the time of the old generation, baby boomers are the most physically robust group. This group includes people that used to receive high levels of income and could acquire the benefits of profuse levels of food, estimable attire, retirement programs and other times midlife crisis goods. Baby boomers were also defined by the fact that they perceived themselves as a special group. They greatly felt that they differed greatly from the earlier generations (Wister 123). 

In America, the population of baby boomers is enormous. This group holds most of the wealth, drives exorbitant cars and cruises, and use an abundance of skin care products. Unlike other generations, the modern marketers have scrutinized and analyzed the baby boomers and underpinned a sense of generational uniqueness. The elevated number of the boom babies during the 1940s illustrated an economic boom in the United States of America. The impact of the baby boomers was continually analyzed over the years. In US, the baby boomers control a high percentage of riches and spending power. They hold a high consumption rate; purchase more than half of the total prescription and over the counter medicines, and intense leisure trips. The baby boomers live as the greater end of the automobile market. Institutions such as baby day care centers in US are flourishing because the boomers need people to cater for their children when they are working. Later, their children adapt to that kind of life even in their old stage of life. Clearly, the baby boomers are accountable for more than half of the total consumer expenditure. Surprisingly, a partial number of the baby boomers prefer granting their wealth to charity. The generation of the baby boomers is commonly characterized by the rock and roll music. In the Western nations, the baby boomers group was the first generation to grow up with televisions and radios. Over the years, especially in the 21st century, the needs for the aging boomers will be a huge explosion in the economy. This century will experience a flare-up in the economy due to aging boomers’ need such as vacation homes, skin creams, cosmetic surgeries, tooth whitening, Lasik surgery, and active retirement communities. Most of the renowned individuals in America are boomers (Hall 170).

The members of the baby boomers group are highly concerned with their health status. Their great interest in managing their health overwhelms the health care system due to their great population. It is considered as the largest group involved in the health care system in the history of America. The aging baby boomers have a huge impact on the health care system that is equivalent to a massive earthquake. The aging boomers encounter numerous health conditions that propel their keen interest in the health care system. The demand for the health care system among the boomers is highly elevating. Clearly, this high demand is significantly taxing the health care system. Unlike other generations, the baby boomers hold different expectations for the health system. People of other generations are not highly interested in the health care system. They do not seek out this system, like the boomers. The baby boomers expect the health care system to fix their health effectively, when they are faced with medical conditions. The boomers strive to be healthy and remain healthy for a prolonged time. They highly depend on the doctors unlike other generations. They make numerous visits to the doctors for treatment and health checkups. Still, the boomers employ many prescription medications compared to other people. Their numerous visits to the doctors expose them to high consumption of medical drugs. As mentioned earlier, the boomers’ wealth enables them to employ new and expensive medications. Clearly, they use the best health solutions to their health conditions. The boomers are significantly concerned with the progress of their health conditions. In the health care system, the number of laboratory tests taken is enormous. They are carried out to monitor the health of the boomers. In America, the baby boomers are considered as the highest consumers of the health care services. They regularly visit the doctors to cater for their health status. Moreover, the health conditions of the boomers are highly affected by their lifestyles. Their financial status allows them to feed on any kind of food, snacks, and drinks. It is evident that the packed snacks sold in certain stores in America are detrimental to human health. The medical professionals in the health care systems advise the boomers on ways of adapting to healthy lifestyles. Healthy lifestyles inhibit health condition such as diabetes, obesity, cancer, and heart attacks. Their health care system not only caters for the medication of the boomers, but also ways of maintaining healthy lifestyles. The boomers are also keen on attending annual health screenings. These screenings are employed in order to detect any abnormal conditions in the body. There are ailments, which are not easily detected and could be very disastrous later (United StatesCongressional Budget Office 456).

Diseases such as cancer are not easily detected at the early stages, thus requiring regular screening. The boomers are always keen in maintaining their health by having regular screenings. Stress acquired from their work places could also affect their healthy lifestyles. The boomers are highly developing lifestyle and aging conditions that are a great risk to their lives. They are highly prone to age related health issues such as high blood pressure, high cholesterol, and diabetes. The boomers with these health conditions dominate the health care system. The boomers are significantly determined to control some of these conditions in order to make their lives comfortable. Fortunately, these people have a great financial potential. The baby boomers are more concerned with preventing these health conditions and undergoing screening procedures. Therefore, they have to make numerous visits to hospitals and adapt healthy lifestyles. Medically, disease preventive lifestyle is more vital than treating any ailment. The boomers highly uphold the prevention procedures. Preventing these health conditions involves embracing healthy lifestyle. Healthy lifestyles include taking the right food in considerable amounts, avoiding stressing conditions, and physical strain. The boomers should highly embrace a healthy lifestyle, because the aging period is accompanied by many health conditions. Therefore, it is imperative for them to visit the health care system to keep track of their health conditions. Among the aging boomers, daily periods of exercise are very vital. The doctors in the health system share the opinion that these people should develop a habit of having a balanced diet. There are numerous tactics of exercising the body in order to maintain physical fitness. In adapting a healthy lifestyle, the boomers should avoid foods that have high levels of fat and salts. High consumption of vegetables is healthy for the aging people. These people are commonly advised to highly consume vegetables in order to prevent lifestyle and aging health conditions. Majority also adopt physical exercises lifestyle that helps in maintaining body fitness (Cooper 200).

Clearly, physical fitness is part of maintaining a healthy lifestyle. Commonly, the baby boomers prefer exercise activities that fascinate them. Most of them engage in activities such biking, aerobics, swimming, and joining exercise clubs. The boomers are also advised in the health care system to abandon self-destructive habits, such as excessive consumption of alcohol and smoking. These habits deteriorate the health of an individual, thus shortening their life spans. The health professionals believe that it is advisable to quit smoking regardless of the age. Quitting smoking declines the circulation of carbon monoxide in the body. According to them, the health privileges of quitting smoking are immediate and effective to the health of an individual. Clearly, the aging group should make regular annual visits to the doctors. They are highly prone to detrimental health conditions that could also affect their brain function such as the Alzheimer’s disease. The boomers embrace healthy eating conditions in order to avoid diseases such as brain impairment. The aging boomers that have minimum cholesterol and physically fit avoid mental ailments and remain highly mentally aware. They are not necessarily attacked by diseases such as stroke and dementia. Still, aging women should regularly screen for breast cancer. Numerous boomers prefer undergoing screening through the entire body. Generally, they mainly rely on the health care system in order to acquire various techniques of maintaining their health. Early prevention of these diseases is the best method of treating them. The boomers are advised on learning about the family’s medical history, having immunizations, and regular hospital visits. They should also be keen enough to engage in physical activities such a biking, consuming whole grains and fruits, and avoiding fat and salty foods (Malhotra 45).

The high population of boomers in America has inevitably increased the demand for the health care services. Clearly, the costs involved in taking care of the aged in the health care institutions are very high. In America, the high costs experienced in the health care system are contributing to the high inflation, high taxation and reduced health privileges for other people. The Congressional Budget Office in USA illustrated the costs of the Medicare and total health care that occupied 3 percent each of the GDP. In reference to the current trend of Medicare, the percentage may elevate to an astonishing rate in years to come. Expensive Medicare costs have become a significant challenge in the United States of America. The situation becomes worse as a larger number of boomers reach the retirement age. The health care system does not only encounter the challenge of high utilization of resources, but also the reduction of geriatricians. The high number of aging boomers demands for large utilization of resources. The high demand for the resources required by health care institutions for the elderly will make the health care system in America face significant challenges in the future. The aging boomers are expected to over-utilize the health care services because of the health conditions that come with old age and the speculated increase in their numbers with time. (United States Congressional Budget Office 400). For instance, this group of people is expected to spend approximately $4 trillion for healthcare services. This is an overwhelming expenditure on a service that is crucial and, hence, there is a need for proper planning. The retiring boomers are faced with numerous challenges after retiring. A cohort of boomers experiences fear of facing their lives after they retire. Due to old age, most of them suffer from memory loss. Some of these boomers also lack effective plans for their retirement. They lack ways of achieving their financial goals that cater for their livelihood after their retirement. Boomers that lack effective plan after their retirement suffer from financial insecurity. These boomers are obliged to rely on government programs such as Medicare and social security. Over the years, the benefits of these government programs have continually increased. Certain members of the boomers group rely on these programs. Commonly, the retired boomers are faced with challenges such as poverty, health conditions, and other social problems. They are not always confident about the support of the government after their retirement. The government has taken some measures in developing programs that support the elderly after their retirement. The government is set to provide laws that allow to support programs, which in their turn extend the retirement period and offer entrepreneur training. Increasing the retirement age would provide the old boomers with a prolonged period of working. Working provides financial support to the elderly, thus inhibiting poverty. Moreover, entrepreneurial training is also very vital among the retired boomers. When an individual retires, entrepreneurship would be a way of earning money. Entrepreneurship acts as a means to supplement any other retirement benefits for financial strength. These businesses for the retired boomers would be eligible for government funding.

The government supports the retired people to start up these businesses. The government’s policies would require the employers to hire retired boomers to work at reduced time and wages. This opportunity will enable the retired boomers retain their activeness and financial security. The government programs also provide services that encourage job fairs to offer counseling sessions on retirement planning. These sessions enlighten the retiring people on the importance and ways of preparing for the retirement. Most of the old boomers become stranded after retiring due to lack of effective planning. Their needs after retiring are numerous and need financial support. On the other hand, the retired boomers receive benefit packages from large firms. The government faces significant challenges in funding the long-term health care needs and other services required by the aging boomers. Most of the elderly people in the workforce are expected to retire during the same period. Retiring of huge numbers of the boomers reduces income and tax contribution to the country. Moreover, the government is expected to fund large numbers of claims for programs such as Medicaid. Most of these boomers rely on the government programs, especially for the purpose of their health. The health care system is expected to increase its staff in order to attend the large number of boomers. The government should cater for the health care system by hiring other staff members in order to enhance it efficiency. The number of aging patients has been continually increasing, thus obliging the government to implement modified policies. The elderly boomers are also prone to crimes such as burglary and fraud. These crimes are performed against them especially by the young people. The government is putting considerable effort in providing security services to the retired boomers. The American government allocates sufficient funds to cater for the live of the elderly. This is evident from the programs that the government has introduced (Farley & Haaga 345).

The large wave of baby boomers seeks for long-term care in their old years. The long-term services cater for both the medical and non-medical requirements of the elderly people. Commonly, it caters for people that have chronic diseases and disabilities. These old boomers often fall short of the ability to take care of themselves. They cannot solely rely on their relatives, because they may not always be available no matter how willing they are. Currently, certain people have entirely embraced the privilege of long-term care services. Long-term care may be skilled or non-skilled, because it could involve offering services such as helping to use the bathroom, dressing and bathing. Mostly, long-term care in America involves professional practitioners to take care of the retired boomers. These old boomers also require medical care, due to their multiple chronic conditions. During long-term care, the elderly require high-skilled practitioners. Long-term care services can be provided at home, nursing homes, living facilities, and in the community. The baby boomers highly depend on long-term care, because it’s associated privileges. The long-term care helps the retired boomers in boosting their savings account. However, certain people underestimate the benefits of long-term care. They solely depend on their savings and government programs like Medicaid and Medicare. The boomers need to make plans for the long-term care, relying on others, especially for daily services such as bating, eating and walking. Long-term care is vital for the boomers in a situation when independence is not necessary. The baby boomers that lack the coverage of long-term care require being educated and motivated to seek long-term care (Colling &York 234).

Different surveys carried out in USA illustrate significant benefits of long-term care. Commonly, long-term care offers emotional and financial privileges. These privileges save the families from using funds, and help in maintaining their retirement savings. Long-term care provides calmness among the family members. The baby boomers that employ long-term care experience good value such as quality of life, reducing family’s financial contribution to the care. Long-term care in America offers services formally or informally. Institutions that offer formal long-term services also provide accommodation and professional health services for the elderly. Formal long-term care can also be offered at home. These formal services at home also include clinical services such as drug therapy, nursing, and physical therapy. The physical therapy that is offered at home involves constructing hydraulic lifts and renovating the bathrooms and kitchens. These services are usually directed by qualified physicians or a professional practitioners. On the other hand, informal long-term care is commonly offered by family members, friends or other volunteers. Most of the informal services offered at home are performed by volunteers that do not seek for compensation. An adequate population of boomer prefers long-term care services that are offered at home. Long-term care services offered at home are relatively cheap.

In America, more than half of the percentage of the elderly receives long-term care from friends and relatives. In the United States of America, Medicaid is a government program that also aids the older people to cater for their health conditions. Medicaid offers financial assistance for the long-term care services. It caters for the funds of long-term services granted at home and in the community. In America, long-term care services differ according to the different states. The eligibility of long-term care services in the various states is based on the personal resources. The Medicare program solely funds the medially relevant skilled nursing institution. Commonly, certain conditions should be met for the Medicare program to fund the services offered to the boomers. The long-term care services offered to the boomer should initially be authorized by a doctor. Still, the nature of the services is expected to be rehabilitative. Commonly, these services should involve practices such as physical therapy. The Medicare program does not fund non-skilled long-term care and custodial services. It is characterized by its nature of covering just 100 nursing days followed by a 3 day admission in an infirmary for the elderly boomers. The elderly people that are maintained by a long-term care institution have legal rights, depending on the State (Special Committee on Aging 160).

In America, reducing the health care system costs has become a significant issue. The government is striving for reducing the high costs that are consumed by the great number of the boomers in the health care system. As a matter of fact, boomers are prone to many health conditions due to aging, and, hence, investment in healthcare in terms of personal time and other resources is inevitable. The boomers should embrace balanced diets and engage in regular exercises in order to avoid ailments. Diseases such as cancer, arthritis, heart diseases and diabetes are avoided by exercises and healthy eating. Their regular need for health care services should be subsidized to enable them monitor their health status. The medical professional should create awareness about healthy lifestyle, especially among the elderly. Preventive ailment approach will save the government and other stakeholders in their financial obligations in treatment services to ailing boomers. Moreover, the programs that cater for the long-term care services would not employ numerous resources. Developing a healthy lifestyle among the boomers is a way of  reducing health care services costs significantly. Boomers that develop chronic illnesses raise intense financial and emotional challenges. The elderly patients that are terminally ill use expensive medications and may eventually succumb. The demand for medical services on the terminally ill elderly people should be reduced. Numerous medical services on these people incur high costs without necessarily resulting into positive results. Cutting off the medical services offered to the terminally ill elderly patients would aid in reducing health care system costs. The elderly boomers should also strive to reduce their health costs by comparing the costs of treatment by various medical providers. Ill elderly patients require high costs for treatment, especially for the chronic ailments. The services and procedures for treatment offered by the different medical providers differ greatly. Commonly, certain patients negotiate the cost of treatment with the medical providers. The boomers also consider whether the medical provider is involved in their insurer’s network. The entire team that is providing the medical services should be covered by the patient’s insurer (Feldman 453).

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