Issues Related to Healthcare Financing

Medicare is health insurance meant for people with disabilities, or people suffering from End-Stage Renal Disease, or for old people aged 65 years and above. Medicaid is a sponsored by the government program, aimed at people with low income in order to help them pay health care services.

Medicare covers areas, which are categorized as part A, B, C, D. Category A covers inpatient services, skilled nursing homes, home health, and hospice care. In the United States, every worker pays a premium, which goes to Medicare part A and, therefore, while paying bills in the hospital, part A is not paid because it is already prepaid. Part A takes care of all hospital care bills.

Part B covers medical insurance, such as services by the health care providers, medical equipment, home health care, and outpatient care. Part C is also referred to as Medicare advantage; it is often provided by private insurers and covers services under part A and part B. Part D covers the cost of drugs prescribed; it is a plan to help settle bills in case of massive medical bills.

In case of Mrs. Smith, Medicare part A will cover the inpatient care for the 5 days, the skilled nursing facilities during rehabilitation. Medicare part B will take care of the walker given during discharge and health care. Medical equipment used to treat the hospital acquired infections, such as the catheter, is not covered with Medicare; it is the responsibility of the hospital to take care of the costs involved in treating healthcare-acquired infections. Medicare part D will take care of medicine, which have been prescribed on discharge.

Since Medicare does not cover healthcare acquired infections, the hospital will take care of all the expenses involved, such as providing the catheter and medication for treating the urinary infection.

The ethical implications of Mrs. Smith’s incurring costs related to her hospital-acquired condition:

From 2009, Medicare no longer covers hospital- acquired infections; the responsibility was passed to hospitals (Catherine, 2007). This rule was meant to help combat constant mistakes while performing medical procedures; it is, therefore, meant to ensure improvement in the quality of healthcare services (Catherine, 2007).

Debatably the innermost moral concern in the line of medicine prescribing and captivating is precise set of scales involving patient dependence, under the individual and paternalism. Concordance, and nearly all extra assessment creation model, high opinion the

Patient’s right to dependence; the models be spontaneous to take away diverse degrees of serene dependence keen on the prescribe result.          

Paternalism is seldom portrayed the same as an adverse portion of the put into practice of medication, nevertheless, this call for not be real as a result – it enclose an essential role. present is nonentity inevitably bad with reference to human being paternalistic, which merely involves encouraging people’s autonomy of picking or accomplishment on the basis with the purpose of it be in their wellbeing to execute so. We can at all times detach away the two questions – (i) Is this a case of paternalism? And (ii) is paternalism morally acceptable in this case?

It ought to be illustrious that the entire medication management framework is generally paternalistic. This is undoubtedly exact of the NHS other than it is and right, even though sometimes in similar ways, in any circumstance where access to medicine is restricted for wellbeing safeguard reasons.

The earlier explanation is a traditional illustration of paternalism and the second is an instance of an effective or broader ‘unrestricted’ explanation. If we deem with the aim of these are equally good reasons subsequently we suppose the medicines management agenda of the NHS represents a case of permissible paternalism. Surrounded by this structure, health center play a essential part Concordance, devotion and observance in medication t ©NCCSDO 118 in ‘filtering’ or ‘gate keeping’ mechanism that bound patients to have express admission to medicine purely on the base that they feel like them and/or can pay for them. It is a circumstance which is in a manner of speaking frame the paternalism and thus the issue become not ‘paternalism’ but relatively ‘how ought to extend paternalism and at what time should it exist reasonable by respect in support of patient independence?’

Order now

Related essays